Compare Life Insurance from the TOP providers in minutes

Our team of friendly life insurance experts will help you to find the BEST cover to protect your family and SAVE you money. Our insurance partners include ALL of the biggest brands and best insurers.

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We're RATED the UK's #1 Life Insurance EXPERTS for people with pre-existing medical conditions, dangerous jobs and extreme sports

What extra benefits could I get with my life insurance?

At iam|INSURED, we are proud to be different and we are always looking for the best policies with the best rewards to help our customers to get more back. Some of the benefits that we offer include:

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    Therapies & Counselling

    Personal counselling and access to confidential nurse support services

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    24/7 GP Services

    Get a second opinion from an online GP or via your app to get medical advice 365 days a year

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    Discounts & Rewards

    Get BIG discounts on major high street brands, gyms, travel, coffee and cinema tickets

Types of life insurance

Life insurance can be flexible so it will suit your needs or budget so that your family and home is properly protected. The two most common and well known types of life cover are Family Life Insurance (Level Term) or Mortgage Life Insurance (Decreasing Term). Here’s how they work:

Family life insurance

This is the most common type of life cover and is simply called ‘Level Term’ because the amount of cover always stays the same.

Your policy would always pay out a level lump sum if you die at any point during the policy term. This is ideal to protect your family if anything happens to you.

Mortgage life insurance

A mortgage life insurance policy is specifically designed to protect your mortgage balance throughout your mortgage term.

If you were to pass away during the term of the policy then your cover would pay out a lump sum equivalent to your mortgage balance in order to pay off what’s left over.

Can I get Life Insurance?

Most people are eligible for life insurance and you might be pleasantly surprised by how much you can save. The most important thing is to make sure that your family and your home are properly protected in case something happens.


Need EXPERT life insurance advice?

Our TOP RATED life insurance expert advice is absolutely FREE and we’ll make sure that you get the best cover for less.


Call us FREE on 0800 009 6559

Our office opening hours:


  • Monday to Thursday 8am to 8pm
  • Friday 9am to 3pm
  • Saturday 10am to 2pm
Price Match Promise

What cover can I get with iam|INSURED?

  • Life Insurance

    The BEST and CHEAPEST way to protect your family if something happened to you or your partner is life insurance. We can tailor your cover to suit your needs and your budget giving you peace of mind.

    Learn more

  • Critical Illness Cover

    Take out a critical illness insurance policy to make sure that you and your family are protected against financial loss from serious illness. Get a tax-free lump sum if you can’t work.

    Learn more

  • Income Protection

    You could be covered for when you can’t work because of an illness or injury to make sure that your bills are paid. Income protection is ideal for people who are self-employed or with no sickness pay.

    Learn more

  • Accident Insurance

    Get cover from only £9 per month that protects you for accidents, hospital pay, and accidental death. You could have peace of mind from only £2 per week that gives you everything you need.

    Learn more

Get the best life insurance quotes with pre-existing medical conditions

  • Your medical history

    Our team of experts will match you with the very best insurers based on what your medical history looks like.

  • Lifestyle and general health

    We’ll ask some questions about your lifestyle to be able to find which insurers are best for you based on this.

  • Smoking and vaping

    If you smoke or vape then we can search our insurance partners to get the best rates for you and save you money.

  • About your partner

    We can definitely help you to get the cheapest cover for you and your partner with a joint life insurance policy.

Daniel Sharpe-Szunko

Speak to the experts

“We speak to lots of new customers every day with different medical conditions, dangerous jobs, or extreme sports… the most important thing to us is to make sure that your family is properly protected. You’re an individual and your circumstances won’t be the same as another person, so it’s important to get the right care and pay a fair price for the best cover.”


– Daniel Sharpe-Szunko, Life Insurance guru and medical protection expert

Why should I take out cover with iam|INSURED?


Life insurance is the best and cheapest way to protect your FAMILY and your HOME if anything happens to or your parter. Getting the right cover in place can give you peace of mind that your loved ones are covered if anything were to happen to you.


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    Medical conditions

    Get the very best life insurance rates for people with all types of pre-existing medical conditions

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    Dangerous occupations

    Make sure that your family is protected and get the best cover if your job is classed as hazardous

  • Extreme Sports Icon

    Extreme sports

    People who take part in extreme sports need to make sure that they’re protected in case things go wrong

iam|INSURED is the leading FAMILY insurance experts

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