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Employers Liability

Speak to one of our team of life insurance experts to get the cover you need with some incredible rewards and benefits from the likes of Apple, Starbucks, Amazon and many more.

Why you need employers’ liability insurance?

If you have a business and employ one or more individuals, you have a duty of care and are legally required to protect the health and safety of your employees within the contracted working hours.

This type of cover protects your business if an employee makes a claim of injury or illness in result of working for you.

Although some companies have a decreased need for this type of cover, here at Iam Insured, we recommend looking into an employer’s liability policy to provide the best financial support for your company if a claim is made. If you would like to discuss this policy further and its benefits, contact our team today.

Why you need employers’ liability insurance?

If you have a business and employ one or more individuals, you have a duty of care and are legally required to protect the health and safety of your employees within the contracted working hours.

This type of cover protects your business if an employee makes a claim of injury or illness in result of working for you.

Although some companies have a decreased need for this type of cover, here at Iam Insured, we recommend looking into an employer’s liability policy to provide the best financial support for your company if a claim is made. If you would like to discuss this policy further and its benefits, contact our team today.

Why purchase a policy through Iam Insured?

Along with having a dedicated and passionate expert team, we specialise in and have up to date knowledge of the health and life insurance industry. By selecting us as your provider, we will ensure that you’re receiving the utmost suitable policy for your business needs, while offering you the most effective routes to protect your business and employee’s future financial health and stability.

  • You will be covered for all legal costs and compensation for any injury or illness claims, along with a strong defence of health and safety prosecutions.
  • £500 a day of compensation if you need to attend court. Likewise, your employees will receive daily compensation, up to £250 per day.
  • You’ll receive cover for any claims made by work experience staff.
  • You’ll also receive full cover against claims made by any member of staff, including those employed through government working schemes.

If you would like to find out further information on how this policy could benefit you, or if you would like to retrieve a quote, please contact our team today.

The compulsory requirement under law is £5 million, however, here at Iam Insured, we provide a standard protection of £10 million.

As every business is different, costs will vary depending on your requirements. We recommend contacting our team for your unique quote today.

Our employers’ liability insurance doesn’t cover you for:
Working in or travelling in between offshore workplaces.
Injury to an employee travelling in a vehicle where Road Traffic Act legislation applies.
Liquidated damages or fines.

Under the Employers’ Liability Act 1969, it is compulsory under law to have employer’s liability cover. If you fail to act upon this, you can be fined up to £2,500 per day that you are uninsured. To save money long-term, it is recommended to act now and insure your company.

Our team of insurance experts will help you to get some of the best deals from the UK’s top companies to help save you money

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