Health or life insurance – which is for me?

Now both health and life insurance plans usually get similarly categorised, when in actual fact, they are differing policies and have diverse benefits.

Health insurance policies are there to support you at times of need, such as providing private medical treatment or support if you fall severally ill. We recommend this type of policy if your aim is to receive immediate medical care.

On the opposing side, life insurance supports your family when you’re sadly no longer with us. This type of policy is highly recommended if you support family/friends financially or have a large investment such as a mortgage; thus, ensuring that your loved ones are financially secure if something was to happen to you.

Your personal needs will influence whether one single policy or a combination of both will be ideal for you – Contact our team for further support on this.

When should you consider taking out insurance?

Again, this decision will depend on your personal circumstances, however, for full protection, we do recommend looking into both policy types.

Regarding health insurance, it’s inevitable that the older you get, the more likely your health will deteriorate; however, younger individuals can also experience health problems – After all, we’re never fully prepared for what life throws at us. Taking out health insurance may be the answer if you’re anxious about future health concerns.

Now the decision for life insurance is a little less daunting as we have varied levels of protection. Whether that be income protection for those still working, or over 50’s life insurance cover, we have a policy in place to protect your needs.To view our full range of policies, click here or get in touch with our team today who will find the perfect fit for you.

How do I apply for cover?

The process of applying for insurance cover through Iam Insured is very simple. You can either complete a quick application form online or over the phone which covers general personal and medical questions. We can then identify the best policy for you and progress your application.

If you would like to complete this over the phone, get in touch with our team today. Additionally, if you have any questions on the process or difficulty completing the form online, our team will be happy to help.

Do I need to provide medical information when taking out cover?

When taking out both health and life insurance policies, we do need information regarding any acknowledged medical conditions present at the time of applying for your cover. The process will include answering a few questions to gauge your personal requirements.

This will then support us in narrowing down the most suitable protection level for you.

Are all rewards and benefits available to me?

Once you take out cover with us, a wide range of exclusive discounts are available to you. We have products and services that will support you in living a healthy, positive lifestyle, all in collaboration with our reliable partners.

Got more questions?

Our team of insurance experts are ready to help.