About iam|INSURED and why we’re different

We specialise in life insurance for people with medical conditions, dangerous jobs or hazardous activities or hobbies. We believe that everyone should be treated equally and that everyone has a right to be able to get life insurance. We’re proud to be different and we want to help everyone to get the cover they need to protect their loved ones.

iam|CHARITY partners

We’re extremely passionate about the work that we do and over the past 20 years we’ve helped thousands of families to protect themselves. Our mission is to provide the best possible service to people with medical conditions and to treat everyone fairly. We don’t charge a penny for our advice so we’re committed to providing the best possible service!

iam|REVIEWS

We get some of the most incredible reviews from our customers and we’re extremely proud of what we do which you can see. Take a look at our iam|FINANCIAL reviews on Feefo to see what people think about us for yourself… iam|INSURED reviews

About iam|INSURED

iam|INSURED is a team of life insurance pioneers based in the North West providing FREE expert advice to people with various medical histories. Back in 1999 we found that there was nobody offer advice to help people to find life insurance who need it most.

We’ve helped thousands of people to get the best cover to protect their loved ones and to save them money on their premiums. Our directors have campaigned for many years to make sure that people are treated fairly so they’re not discriminated against.

Our work with TOP insurance providers:

  • Royal London Diabetes cover
  • Exeter Managed Life and Real Life
  • Vitality Diabetes discount
  • Friends Provident Diabetes Critical Illness Cover
  • Partnership Insurance
  • ESMI Guaranteed Life & Critical Illness Cover

Our work is never ending and we continue to campaign for more improvements to underwriting, pricing and service levels. This work helps us to provide our clients with better cover and lower premiums than most other companies.

iam|CHARITY work

We’ve been privileged over the past 20 years to have been able to work with some of the biggest and best charities in the UK. Our fundraising has included our team and directors taking part in a number of annual events which have been great fun and rewarding. We know how important fundraising is to charities and we want to help to do our bit!

Over the past 20 years some of our fundraising events include:

  • London Marathon
  • Coast to Coast bike ride
  • 3 Peaks Challenge
  • Great North Run
  • Yorkshire 10K
  • MS Challenge

We’re going to keep going and make sure that we and our team takes part in annual fundraising events so that’s a big part of what we do. It’s important to make sure that we support you to help support our customers in their lives.

How our iam|CHARITY scheme works

There are two levels to our Charity Support Scheme to fit with how you work and to make sure that we give you what you need. Over the years we’ve worked with lots of charities so we know that each one is different so you can dictate how we work for you.

LEVEL 1: Donations and Information

We are committed to making an automatic donation to our charity partners for each and every policy taken out through iam|INSURED. These donations are made to our charity partners every month and we publish our donation figures on our website for complete transparency.

Each charity on our panel is provided with a link and some information for their website to help them to explain the link for clarity and simplicity. We know that not all charities are comfortable to recommend commercial partners which is why we offer this unique opportunity to work with us.

LEVEL 2: Full partnership

Over the years we have partnered with some of the UK’s biggest and best medical charities to help their members to get access to life insurance as well as offer extensive financial support to the charities.

With this particular level of the scheme we offer some amazing benefits which includes:

  • Automatic donations
  • Links and information for charity websites
  • Telephone support services to help members
  • Adverts and banners (website)
  • Fundraising events
  • Introducer payments (15% revenue split)

Why is iam|INSURED different?

Over the past 20 years we’ve built up an in-depth understanding of the insurance market for people with medical conditions. We’re extremely proud of our team of highly skilled and fully committed expert advisers who provide life insurance to people who need it.

We understand what people with pre-existing medical conditions need more than anyone which so we can help to take the stress away from getting life insurance. It can be difficult to share sensitive medical information at the best of times and especially with someone who does not necessarily understand their needs.

We know exactly what our customers want and we know how to get them without the hassle of speaking to various companies. We’ll search the market for our customers to help them to get covered and to save money.

Why choose iam|INSURED

Independent advice: This means that we are 100% impartial and work for our clients and not for insurers

FREE advice: iam|INSURED does not charge a fee for any of our advice regardless of whether a policy is taken or not

Whole of Market: Our insurance partners include some of the UK’s biggest insurance brands such as Aviva, AIG, Aegon, L&G, LV, Royal London, Vitality and Zurich

Price Match Promise: We will search the whole of the UK insurance market to find the best rates for our clients but if they find cover cheaper elsewhere then we will promise to beat it

For more information about our iam|INSURED charity scheme to see how your charity and members could benefit from our FREE expert advice contact us on 01244 732895