Income protection with arthritis
If you are employed or self-employed then you might need income protection to cover you if you’re sick or have an accident. You can cover your income for a period of time (usually 12 or 24 months) to make sure that your mortgage, rent, and bills are paid.
Arthritis is a condition that could affect your ability to work or may have an impact on the amount of time you have off work. This means that you might have difficulty in some cases in getting income protection. If you’re struggling to find the cover you need, you can speak to one of our income protection EXPERTS for extra advice and support.
Can I get income protection with arthritis?
Someone with mild symptoms and very few restrictions on daily living tasks usually won’t have a problem. Most insurance companies will offer this type of cover to people with mild arthritis and some might be better than others, depending on your health.
If you’ve got more severe symptoms of arthritis and you want to get income protection then you could be slightly more restricted. You should carefully consider any offer of cover and make sure that you’re properly protected. Some policies might exclude anything relating to your arthritis so you won’t be covered if you’re off work because of this condition.