Travel insurance with angina
It is important to be properly protected on holiday if you have a heart condition. If you were to become ill abroad, you may face very expensive medical bills. With no support in place, this could leave you scrambling to find hundreds or even thousands of £s to cover the cost.
Specialist angina travel insurance will help prevent financial loss if something unexpected happens when you are away. Whether you need medical treatment or have lost your luggage, travel insurance has you covered.
More about MEDICAL CONDITIONS TRAVEL INSURANCE.
More about HEART CONDITIONS TRAVEL INSURANCE
Can I get travel insurance with angina?
Getting travel insurance with angina can be simpler than you might think. Angina is serious medical condition even though it isn’t life threatening. Some insurers may not be able to offer the level of cover that you want or need.
It is always useful to get proper advice before choosing your travel insurance. Otherwise you risk paying more than you need to. A medical travel insurance expert will be able to advise you on which insurers work best in your situation. They will also be able to easily compare prices and policies to find the right cover at the lowest cost.
How does travel insurance with angina work?
When applying for travel insurance, you will be asked a few basic questions about your trip. You will also be asked about your health (medical screening) and your heart condition specifically.
In some cases, you might be offered cover but with limitations (exclusions) attached. This means you wouldn’t be able to claim for heart related reasons. You could still claim for a variety of other reasons such as lost luggage or flight delays.
Do you have to declare angina on travel insurance?
You should always declare any significant health conditions when applying for travel cover. This helps the insurer work out the right pricing and level of cover that you need.
You also risk your cover being invalid if you needed to claim for reasons relating to angina while you are away. The last thing you want is to be stuck with huge medical bills that you otherwise would have been covered for because you’ve missed out important information.
Hot weather can make angina symptoms worse. It is vital to make sure you are well protected in case you need medical treatment. Whether you have stable angina or unstable angina, it is best to make sure the insurer is aware of this.
What does angina travel insurance cover?
Travel insurance for people with angina will cover you for a range of different events that could happen unexpectedly when travelling. This includes:
- 24/7 emergency medical assistance
- Lost or stolen items of value
- Delayed flights or cancellations
- Cancelling or cutting your trip short due to your health
- Emergency medical expenses and repatriation to the UK (up to £15million)
- Lost baggage or hand luggage
Angina on its own isn’t a life-threatening condition. It can however increase your risk of serious medical emergencies such as heart attack or stroke.
Angina travel insurance can give you peace of mind that you will be covered financially if you needed emergency medical treatment while on holiday.
How much is travel insurance with angina?
Travel insurance is usually a very affordable form of protection – and can save you a lot of money if anything goes wrong.
The main factors that will affect the cost of your policy are:
- Trip duration
- Your destination
- The type of holiday (e.g. cruise or winter sports cover)
- Type of policy (single trip or annual cover)
With travel insurance for someone with angina, insurers will also consider:
- Your age
- How long ago you were diagnosed
- Frequency/severity of symptoms
- Are you on medication or treatment to control your symptoms?
- Any previous surgeries (e.g. heart bypass) or recent hospitalisations
- Any other health conditions or heart related complications e.g. high blood pressure
It is important to declare all relevant information about your health when applying for travel insurance. If you don’t, it is possible any medical claims could be denied due to withholding key information from the insurer.
Best travel insurance with angina
There are a few available options when you apply for travel insurance. What is ‘best’ for you will depend on your holiday and how often you travel. The two main choices are:
- Single trip cover: covers you for one trip that you specify when buying the policy
- Annual (multi trip) travel insurance: a good choice for frequent travellers and will cover you for multiple trips within 1 year (12 months)
Travel insurance is also very flexible, and you can get cover specific to your holiday and the activities you plan on doing (e.g., winter sports cover)
Will angina affect where I can travel to?
Angina shouldn’t prevent you from travelling wherever you like. You should consider that medical costs can be very expensive in other countries though. If you are travelling to America for example, you could be stuck with unaffordable bills if you became unwell.
You should also always double check with your doctor that you are fit to travel before booking your trip. Some insurers will ask to see evidence of this in the form of a doctor’s note before approving your cover.
Standard travel insurance can include restrictions for people with medical conditions. This is where a specialist travel insurance policy can be more appropriate and more cost-effective.
Is there an age limit for travel insurance with angina?
Our amazing travel insurance partners are proud to offer medical travel insurance policies with NO AGE LIMITS. They are experts in travel insurance for pre-existing medical conditions and can find the BEST policies and pricing.
This means you can have all the protection you need to give you peace of mind no matter how old you are. Simply fill in a few basic details and the travel experts will sort the rest for you.
CLICK HERE for over 50s angina travel insurance quotes
Compare angina travel insurance quotes
The British Heart Foundation states there are currently 7.6million people in the UK living with heart and circulatory diseases like angina.
If you have angina and need help getting the right travel cover, here is what you need to do.
1. Speak to a travel insurance expert on the phone (or get an online quote)
It can be very useful to get specialist advice before choosing your travel insurance policy. This can help save you time and money by letting the experts take care of finding the best policies and pricing.
CLICK HERE to get your online quotes
OR
Call 0800 954 0178 (Monday to Friday: 9am to 5pm | Saturday: 9am to 1pm)
2. Answer some quick and easy questions
You will be asked some simple questions about your destination, trip duration, type of holiday etc. You will also complete an easy medical screening process to help work out which insurer will be your best option.
3. Receive your personalised angina travel insurance quotes
You will be given travel insurance quotes specifically tailored to you and your health from our top-quality travel insurance partners.
Other insurance products for angina
Frequently asked questions about angina
What is angina? | Angina is a medical condition that causes chest pain due to reduced blood flow to the heart. |
What are the symptoms of angina? | The main symptom of angina is chest pain which feels tight, dull or heavy. This chest pain is normally triggered by physical activity or stress. It normally stops after you have rested for a few minutes. |
What is the life expectancy with angina? | People with angina can live normal and happy lives provided they manage their condition well with diet and medication. Angina can increase the risk of further serious medical issues such as a heart attack or stroke. These conditions could then have an impact on your life expectancy. Learn more – Average life expectancy UK |
Is angina a pre-existing condition for travel insurance? | YES – Angina will be classed a pre-existing condition when you apply for travel insurance. You should disclose angina when applying to make sure you get the right price and most suitable cover. |
Useful resources
British Heart Foundation – Holidays and travel
British Heart Foundation – Planning a holiday when you have a heart condition