Travel insurance with high blood pressure
Travel insurance is a great way to protect yourself, in the event something unexpected happens while you’re on holiday. You can save yourself from financial loss due to several reasons, such as if you were to lose an item of value or your flights are cancelled.
Getting life insurance with high blood pressure can much simpler than you may think. It can however still be helpful to get proper advice from a travel insurance expert, to make sure your cover is suitable for what you need.
More about MEDICAL CONDITIONS TRAVEL INSURANCE.
Can I get travel insurance with high blood pressure?
You should be able to get travel insurance if you have high blood pressure. High blood pressure is a very common condition in the UK and so travel insurance providers have a lot of experience of covering people in your situation.
High blood pressure can raise the risk of medical problems while you are away. Having high blood pressure can increase the likelihood of experiencing serious medical problems such as:
- Heart attacks
- Blood clots
- Strokes
This can make it especially important to have travel insurance. Medical costs when abroad can be extremely high and you don’t want to be left struggling and out of pocket. A good travel insurance policy could prevent you losing hundreds or even thousands of £s due to expensive medical treatment.
What is considered high blood pressure for travel insurance?
Blood pressure is classed as being high if your readings are 140/90mmHg or more. The ideal reading for blood pressure is between 90/60mmHg and 120/80mmHg.
According to the NHS, around 1 in 4 UK adults will have high blood pressure (though some will not know they do). High blood pressure shouldn’t prevent your travel plans, but it is always best to check with your GP first before travelling with high blood pressure.
You should always tell the travel insurance provider if you have been diagnosed with high blood pressure, to ensure the cover you have is appropriate and the right amount for what you need.
It can be very stressful to suffer a medical emergency when you are away from home. Travel insurance aims to take away some of this pressure by helping to make your treatment more affordable for you.
Does high blood pressure affect life insurance?
High blood pressure shouldn’t have a massive effect on your ability to get travel insurance. It is important though to make sure you get the right policy, and the insurer is aware of your health and medical history.
Travel insurance does not include cover for pre-existing medical conditions as standard. This means you may need to do a little extra research to find travel insurance with high blood pressure cover.
Our excellent travel insurance partners will be able to search the whole market for you, to find the best provider and price for someone with high blood pressure.
What does travel insurance cost with hypertension?
For someone who’s been diagnosed with hypertension (high blood pressure), it’s important to make sure you’re properly protected while traveling. If you’ve got a fully comprehensive travel policy, then you’ll have peace of mind that you’re covered.
Travel insurance policies will cover very basic medical expenses in most cases. With a specialised policy you’ll get extra cover for your medical condition. You should disclose any information regarding your condition on the application to be sure.
What you’ll be covered for:
- Lost, stolen, and damaged property
- Emergency medical treatment and repatriation
- Cancellation and curtailment
- Personal liability
- Replacement medication for high blood pressure (it is worth keeping some in your hand luggage as well as hold luggage in case your flights are delayed or luggage is lost)
Does high blood pressure increase travel insurance prices?
You might wonder ‘does high blood pressure affect travel insurance prices?’. You shouldn’t have to pay massively higher prices due to your high blood pressure. Every insurer will have different pricing though and some will be better for covering people with medical conditions.
It is definitely possible to find cheap travel insurance for high blood pressure sufferers. The best way to do this is to compare prices across multiple providers. This helps you to make sure you end up paying a fair price.
It is also useful to get extra help and support from a travel insurance expert. A specialist with the right background will have a good understanding of how travel insurance and high blood pressure works. Our carefully chosen partners are specialists with access to top quality cover with no restrictions or age limits.
Exclusions for high blood pressure travel insurance cover
Some insurers might agree to offer travel insurance with ‘exclusions’ attached. An exclusion is an event or condition which you cannot claim for. In this case, you could be prevented from claiming on your policy due to anything relating to your high blood pressure.
You don’t have to simply accept cover with exclusions, assuming this is your only option. You might find another insurer is a better fit, offering the same level of cover plus covering your high blood pressure. Our insurance experts will explain all your available options before you make any decisions about your travel insurance cover.
What is the best life insurance for high blood pressure?
What is the ‘best’ travel cover will vary from person to person. There are a couple of main options when buying travel insurance. You can choose from:
- Single trip cover: this will cover you for one holiday. This can be a lower cost choice if you do not travel often.
- Annual travel insurance: this covers all trips within a 12 month time period. This can be a simpler option than buying multiple single policies if you travel frequently.
The main thing is to make sure you have enough cover to protect you, in the event of a medical emergency. Travel insurance can also protect against various other unexpected situations such as losing your luggage or other valuable items.
Travel insurance with diabetes and high blood pressure
Diabetes can be closely linked with having high blood pressure, as high blood sugar can increase blood pressure. Having both diabetes and high blood pressure can massively increase the risk of suffering a heart attack or stroke.
If you have both conditions, this can make it trickier to find a travel insurance policy with the right level cover. If you have diabetes, there can be additional risks when you travel such as:
- Loss of insulin or insulin equipment e.g. needles or pump
- Hypoglycaemia/hyperglycaemia
- Diabetic Ketoacidosis (DKA)
Risks can also vary depending on if you have type 1 or type 2 diabetes. Diet changes and temperature changes can make diabetes symptoms worse. Specialist travel insurance cover will protect you if your diabetes or high blood pressure cause you to fall ill on holiday.
More about TRAVEL INSURANCE FOR DIABETICS.
Travel insurance for high blood pressure and high cholesterol
High blood pressure and high cholesterol can also be linked in many cases. Cholesterol can build up, narrowing your arteries and increasing blood pressure. Insurers might ask questions relating to your medication and other treatments if you have both conditions.
If you have high cholesterol and high blood pressure, you should always get advice from a travel insurance specialist. Getting proper advice can make a big difference and help you avoid paying more than you should.
Even if your symptoms are well managed, you should tell the insurer about your medical conditions. If you don’t you risk ending up with the wrong policy. You could even end up with a policy that won’t pay out, if you need to claim due to your cholesterol or blood pressure.
Compare travel insurance for someone with high blood pressure
The best way to find suitable and affordable travel insurance with high blood pressure is by comparing quotes across the market. Here is how you can easily compare great travel insurance quotes.
1. Call a travel insurance expert or get a free quote online
To make the most of your cover, it is best to buy it as soon as your holiday is booked.
CLICK HERE to get your quotes online
OR
Call 0800 954 0178 (Monday to Friday: 9am to 5pm | Saturday: 9am to 1pm)
2. Answer some quick and simple questions
You will be asked a few easy questions about your holiday plans and will complete a medical screening. This helps to make sure you get the lowest premiums and the right cover.
3. Get your high blood pressure travel insurance quotes
You will receive tailored travel insurance quotes from our carefully chosen travel insurance partners.
Get the best travel insurance for high blood pressure at the right price for your own peace of mind and protection.
Other insurance products for high blood pressure
- High blood pressure life insurance
- Income protection insurance
- Critical illness cover
- Personal accident insurance
Frequently asked questions about high blood pressure
| What is classed as high blood pressure? | Your blood pressure is classed as high when it is 140/90mmHg or higher. The normal range is considered to be between 90/60mmHg and 120/80mmHg. |
| How do you feel when your blood pressure is high? | Symptoms of high blood pressure include: Headaches Breathlessness Nosebleeds Chest pain Dizziness Blurred vision |
| What should I do if my blood pressure is very high? | There are things you can do to help lower your blood pressure such as: Eat a healthy diet (eat less salt) Exercise regularly Lose weight (if overweight) Limit how much alcohol you drink Stop smoking |
| Is it OK to travel with high blood pressure? | If your high blood pressure is well controlled (e.g. with medication), in most cases this shouldn’t cause any issues with travelling. |
| Do you need travel insurance with high blood pressure? | YES – It is a good idea to have travel insurance if you have high blood pressure. High blood pressure can increase the risk of other medical issues (e.g. stroke). If you suffered a medical emergency abroad, this could be very expensive without travel insurance to support you. |
Useful resources
Healthline – Flying with high blood pressure
