Our logo

PROTECTION PROMISE - 100% Conditions Covered

Our Insurance Partners

Sign up for our newsletter

Stay in the loop about all the latest news, exclusive offers, and fantastic discounts. We promise it's spam-free!

Travel insurance with high blood pressure

Travel insurance is a great way to protect yourself, in the event something unexpected happens while you’re on holiday. You can save yourself from financial loss due to several reasons, such as if you were to lose an item of value or your flights are cancelled.

Getting life insurance with high blood pressure can much simpler than you may think. It can however still be helpful to get proper advice from a travel insurance expert, to make sure your cover is suitable for what you need.

More about TRAVEL INSURANCE.

Can I get travel insurance with high blood pressure?

You should be able to get travel insurance if you have high blood pressure. High blood pressure is a very common condition in the UK and so travel insurance providers have a lot of experience of covering people in your situation.

High blood pressure can raise the risk of medical problems while you are away. Having high blood pressure can increase the likelihood of experiencing serious medical problems such as:

  • Heart attacks
  • Blood clots
  • Strokes

What is considered high blood pressure for travel insurance?

Blood pressure is classed as being high if your readings are 140/90mmHg or more. The ideal reading for blood pressure is between 90/60mmHg and 120/80mmHg.

According to the NHS, around 1 in 4 UK adults will have high blood pressure (though some will not know they do). High blood pressure shouldn’t prevent your travel plans, but it is always best to check with your GP first before travelling with high blood pressure.

You should always tell the travel insurance provider if you have been diagnosed with high blood pressure, to ensure the cover you have is appropriate and the right amount for what you need.

Does high blood pressure affect life insurance?

High blood pressure shouldn’t have a massive effect on your ability to get travel insurance. It is important though to make sure you get the right policy, and the insurer is aware of your health and medical history.

Travel insurance does not include cover for pre-existing medical conditions as standard. This means you may need to do a little extra research to find travel insurance with high blood pressure cover.

What does travel insurance cost with hypertension?

For someone who’s been diagnosed with hypertension (high blood pressure), it’s important to make sure you’re properly protected while traveling. If you’ve got a fully comprehensive travel policy, then you’ll have peace of mind that you’re covered.

Travel insurance policies will cover very basic medical expenses in most cases. With a specialised policy you’ll get extra cover for your medical condition. You should disclose any information regarding your condition on the application to be sure.

What you’ll be covered for:

  • Lost, stolen, and damaged property
  • Emergency medical treatment and repatriation
  • Cancellation and curtailment
  • Personal liability
  • Replacement medication for high blood pressure (it is worth keeping some in your hand luggage as well as hold luggage in case your flights are delayed or luggage is lost)

You might wonder ‘does high blood pressure affect travel insurance prices?’. You shouldn’t have to pay massively higher prices due to your high blood pressure. Every insurer will have different pricing though and some will be better for covering people with medical conditions.

It is definitely possible to find cheap travel insurance for high blood pressure sufferers. The best way to do this is to compare prices across multiple providers. This helps you to make sure you end up paying a fair price.

Exclusions for high blood pressure travel insurance cover

Some insurers might agree to offer travel insurance with ‘exclusions’ attached. An exclusion is an event or condition which you cannot claim for. In this case, you could be prevented from claiming on your policy due to anything relating to your high blood pressure.

What is the best life insurance for high blood pressure?

What is the ‘best’ travel cover will vary from person to person. There are a couple of main options when buying travel insurance. You can choose from:

  • Single trip cover: this will cover you for one holiday. This can be a lower cost choice if you do not travel often.
  • Annual travel insurance: this covers all trips within a 12 month time period. This can be a simpler option than buying multiple single policies if you travel frequently.

Travel insurance with diabetes and high blood pressure

Diabetes can be closely linked with having high blood pressure, as high blood sugar can increase blood pressure. Having both diabetes and high blood pressure can massively increase the risk of suffering a heart attack or stroke.

If you have both conditions, this can make it trickier to find a travel insurance policy with the right level cover. If you have diabetes, there can be additional risks when you travel such as:

  • Loss of insulin or insulin equipment e.g. needles or pump
  • Hypoglycaemia/hyperglycaemia
  • Diabetic Ketoacidosis (DKA)

Risks can also vary depending on if you have type 1 or type 2 diabetes. Diet changes and temperature changes can make diabetes symptoms worse. Specialist travel insurance cover will protect you if your diabetes or high blood pressure cause you to fall ill on holiday.

Travel insurance for high blood pressure and high cholesterol

High blood pressure and high cholesterol can also be linked in many cases. Cholesterol can build up, narrowing your arteries and increasing blood pressure. Insurers might ask questions relating to your medication and other treatments if you have both conditions.

If you have high cholesterol and high blood pressure, you should always get advice from a travel insurance specialist. Getting proper advice can make a big difference and help you avoid paying more than you should.

Compare travel insurance for someone with high blood pressure

The best way to find suitable and affordable travel insurance with high blood pressure is by comparing quotes across the market. Here is how you can easily compare great travel insurance quotes.

1. Call a travel insurance expert or get a free quote online

To make the most of your cover, it is best to buy it as soon as your holiday is booked.

CLICK HERE to get your quotes online

OR

Call 0800 954 0178 (Monday to Friday: 9am to 5pm | Saturday: 9am to 1pm)

2. Answer some quick and simple questions

You will be asked a few easy questions about your holiday plans and will complete a medical screening. This helps to make sure you get the lowest premiums and the right cover.

3. Get your high blood pressure travel insurance quotes

You will receive tailored travel insurance quotes from our carefully chosen travel insurance partners.

Other insurance products for high blood pressure

What is classed as high blood pressure?Your blood pressure is classed as high when it is 140/90mmHg or higher.

The normal range is considered to be between 90/60mmHg and 120/80mmHg.
How do you feel when your blood pressure is high?Symptoms of high blood pressure include:

Headaches
Breathlessness
Nosebleeds
Chest pain
Dizziness
Blurred vision
What should I do if my blood pressure is very high?There are things you can do to help lower your blood pressure such as:

Eat a healthy diet (eat less salt)
Exercise regularly
Lose weight (if overweight)
Limit how much alcohol you drink
Stop smoking
Is it OK to travel with high blood pressure?If your high blood pressure is well controlled (e.g. with medication), in most cases this shouldn’t cause any issues with travelling.
Do you need travel insurance with high blood pressure?YES – It is a good idea to have travel insurance if you have high blood pressure.

High blood pressure can increase the risk of other medical issues (e.g. stroke). If you suffered a medical emergency abroad, this could be very expensive without travel insurance to support you.

Useful resources

Healthline – Flying with high blood pressure

British Heart Foundation – Holidays and travel

Blood Pressure UK – Why is high blood pressure a problem?

Sign up for our newsletter

Stay in the loop about all the latest news, exclusive offers, and fantastic discounts. We promise it's spam-free!

What does Martin Lewis say about travel insurance?

Martin Lewis provides lots of guidance for holidaymakers who are searching for the best deals on their travel insurance. One of the biggest recommendations from Martin Lewis travel insurance advice is ‘ASAB’ (As Soon As you Book), which basically translates to suggesting that you should buy your travel insurance as soon as you’ve booked your holiday.

In an interview on This Morning talking to Martin Lewis about travel insurance, he claims that he is constantly being asked by consumers, “what can I do if I’ve been diagnosed with a medical problem and I can’t go on holiday because my travel company won’t give me a refund?”. According to Martin Lewis travel insurance recommendations, 50% of the value of your travel insurance cover is before you are due to travel.

Top reasons for holiday cancellations before travelling:

  • Sickness or illness
  • Accidents causing an injury
  • Emergency at home
  • Family emergency
  • Work commitments
iaminsured logo

iaminsured.co.uk

https://www.iaminsured.co.uk » guides

Martin Lewis Travel Insurance - iam|INSURED

Is it worth taking out travel insurance?

Almost all financial experts such as Martin Lewis and citizensadvice.org.uk, strongly recommend that you take out a travel insurance policy and that you do it quickly. The financial and emotional impact of not having travel insurance while overseas can be catastrophic if you require medical treatment or if you are victim of a crime.

The cost of travel insurance is generally affordable for most holidaymakers and you should factor this in to the cost of your holiday. Risking not having travel insurance and then having a medical emergency when you are overseas, especially in certain destinations, can cost you thousands.

What does travel insurance cover?

Most travel insurance policies will provide the same core elements such as medical emergencies, repatriation, legal expenses, loss, theft or damage to personal belongings, and cancellation or curtailment of your trip. The types and levels of cover can vary dramatically from one policy to another so you should make sure that you’re getting the cover that you want and that you need.

Also, some travel insurance policies won’t cover you for certain destinations, activities or types of holidays, such as:

  • Cruise holidays
  • Winter sports
  • Worldwide travel
  • Pre-existing medical conditions

Note: Travel insurance will generally exclude any accident or injury that has happened whilst under the influence of alcohol or drugs.

What is classed as a pre-existing medical condition for travel insurance?

According to one of the UK’s top travel insurance providers, Staysure clearly states that ‘you must declare ALL pre-existing medical conditions when your take out a travel insurance policy’. Witholding any information about your health or medical history could expose you to the risks of rendering your cover invalid and therefore class any claims as ‘null and void’.

Any of the following pre-existing conditions must always be disclosed on your travel insurance application:

  • Cardiovascular conditions (e.g. blood pressure, cholesterol, heart disease etc.)
  • Cancer(s)
  • Any Stroke or Transient Ischemic Attack (TIA)

You should also let your travel insurance provider know about any of the following medical investigations, tests or treatments in the past two years:

  • Symptoms (whether or not you have consulted a doctor)
  • Medication or treatments
  • Scans or investigations
  • Medical appointments and check-ups
  • Surgery
iaminsured logo

iaminsured.co.uk

https://www.iaminsured.co.uk » guides

Martin Lewis pre-existing medical conditions - iam|INSURED

How much should I spend on travel insurance?

According to a recent travel insurance survey carried out by Forbes Advisor’s Analysis (Average cost of travel insurance 2023), the average cost of travel insurance is between 5% and 6% of the cost of your trip.

Average Cost of Life Insurance

Average Cost of Life Insurance

The average cost of life insurance is based on your age and your health which are the two main elements to pricing for life...

Martin Lewis Life Insurance

Martin Lewis Life Insurance

Martin Lewis has been quite strong in his views around why some people should seriously consider life insurance and what...

Average Cost of Critical Illness Cover

Average Cost of Critical Illness Cover

Critical illness cover is a good and affordable way to provide extra financial protection for you and your loved ones. Critical illness cover...

Martin Lewis Income Protection

Martin Lewis Income Protection

MoneySavingExpert.com launched in 2003 for just £100. The website has since become the biggest source of free financial guidance to millions...

View All ❯

Our Mission

At iaminsured.co.uk, we believe in much more than just insurance policies; we believe that everyone is unique and should be treated with the fairness that they deserve. We also believe in providing the very best financial protection, and giving you peace of mind to continue with your busy life without the stress or worry of what might happen.

We are dedicated to providing the best outcomes that we can and access to the best insurance solutions in the way that our customers want or need. We understand that everyone is totally unique in how they want things done and their own individual circumstances, which is where our totally unique approach to financial protection is driven from.

  • 100% online protection solutions
  • Top rated advice from the UK’s leading experts
  • Unique specialist protection services for all medical conditions, occupations and activities
  • Lowest prices and affordable cover options guaranteed
  • Dedicated to providing the best protection products for all your needs

With nearly three decades of expertise and established with a commitment to excellence in everything that we do. We have been a trusted partner for thousands of families, individuals and businesses, all with one common goal of looking for the best protection solutions.

Our Mission: To provide easy access to fair pricing, affordable protection and the very best financial security to families and individuals. We are dedicated to offering comprehensive insurance solutions that safeguard the well-being of our policyholders. Guided by integrity, transparency, and a commitment to excellence, we strive to empower consumers and families to face the future with confidence. Our mission is not just about policies; it's about protecting dreams, ensuring legacies, and being a trusted partner on life's journey.

Open chat
How can we help?
Scan the code
Welcome to iam|INSURED 👋

Please feel free to connect with us on WhatsApp so we can help you and answer your questions.

Click “Open Chat” to start.