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Compare Endometriosis Life Insurance

A large percentage of women in the UK suffer from Endometriosis, with 1 in 10 women being thought to have the condition according to Endometriosis UK. If you need endometriosis life insurance then this page is intended to provide some clarity.

Understanding the condition and how it affects life insurance is very important, and we specialise in helping people with conditions such as this to get covered. In fact, endometriosis life insurance is quick and easy to obtain.

Endometriosis is a condition where tissue that usually lines the inside of the uterus begins to grow in places it isn’t supposed to, like the ovaries, fallopian tubes, pelvic tissue and, rarely, the

Life insurance and Endometriosis

If you’ve been diagnosed with Endometriosis then life insurance, critical illness cover, and income protection are readily available to you and will provide financial support for you or your family during difficult times.

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YES – whilst Endometriosis isn’t considered to be life-threatening by itself it can, in rare cases, cause other more serious problems. If this were to happen and you were to pass away with Endometriosis or something else, life insurance would pay out a lump sum to your chosen loved ones.

Life cover is intended to provide your family with financial support if you pass away due to any medical condition, including Endometriosis.

Does Critical Illness Cover pay out for Endometriosis?

Each insurer has its own list of conditions which it classes as ‘critical illnesses’. Endometriosis is not usually considered to be one of these illnesses, so it won’t trigger a pay-out on its own.

However, some serious conditions can be caused by or linked to Endometriosis, and these can cause a pay-out on Critical Illness Cover with some insurers.

Some linked conditions include:

  • Bowel Obstruction
  • Bowel Perforation
  • Ectopic Pregnancy

Will Income Protection pay out for Endometriosis?

YES – if you get diagnosed with Endometriosis, you can generally claim on your income protection policy for 12 – 24 months (sometimes longer) if you need to take time off work due to this condition.

Income protection is designed to help reduce any financial difficulties you suffer from taking time off work due to your health by paying you around 60% of your gross income.

Income protection can help cover:

  • Household bills
  • Living costs
  • Rent and mortgage payments
  • Loan repayments

Medical conditions linked to Endometriosis

Below are some frequently asked questions regarding Endometriosis, and what it’s like to suffer from it.

What are the 4 stages of endometriosis?An American classification system often used to define the severity of endometriosis is called ASRM which is divided into 4 stages.

Stage I – minimal
Stage II – mild
Stage III – moderate
Stage IV – severe

More information – Advanced Gynaecology – Endometriosis Stages
How do I know if I have endometriosis?The primary symptoms of endometriosis include the following, however, you should always see a medical professional for a full diagnosis if you experience these issues:

Heavy or particularly painful periods (dysmenorrhea)
Pain during or after sex
Pain with bowel movements or urination (this is usually worse during menstruation)
Other symptoms may include bloating, fatigue, diarrhoea, or nausea, especially during menstruation
What if endometriosis is left untreated?Sometimes, the more severe cases of endometriosis can cause infertility if left untreated, and it has been known to increase your risk of some cancers.

Useful resources

Here are some useful links for Endometriosis:

Endometriosis UK – Charity

NHS – Endometriosis

World Health Organisation (WHO) – Endometriosis

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