Vitality rewards review
UK insurance provider Vitality is best known for their innovative customer rewards programme – with one of the most comprehensive range of benefits that we’ve ever seen from an insurance provider.
It’s understandable why so many people choose Vitality, as you can get your hands on great rewards like free cinema tickets, massively discounted smartwatches and even discounts on holidays for you and your family.
Vitality rewards can be a bit tricky to understand for someone who has never bought a Vitality policy before, which is exactly why we’ve written this quick and easy guide with everything you need to know.
In this guide we’re going to explain a little bit more about how Vitality rewards work, the easiest ways to earn your Vitality points and some of the brilliant partners that Vitality work with.
60-Second Summary – Vitality Rewards review
Vitality is a popular option for health or life insurance in the UK, due to the wide range of amazing customer rewards they have to offer. This is why there are now more than 1 million Vitality members all working hard to earn their points and claim their rewards.
- Earn amazing discounts and freebies with Vitality partners like Apple, Pure Gym, Nuffield Health, Expedia, American Express, Caffé Nero, Vue Cinemas, Odeon, Amazon Prime, Runners Need and Specialized Bikes.
- Benefit from top quality insurance policies including life insurance and health insurance PLUS improve your health and save money by taking advantage of your Vitality rewards.
- If you need some extra help and information about how Vitality rewards work, you can speak to an insurance expert for FREE advice and support.
Who is Vitality?
Vitality is a newer insurance company that is quickly becoming one of the UK’s leading insurance providers. They might give you the impression they are a sports brand in some of their adverts because they’re all about promoting health and fitness in a fun way. They genuinely want you to protect your well-being, stay active, and boost your overall health.
This system allows customers to claim rewards in return for healthy lifestyle choices – which also benefits Vitality as it makes you less likely to claim. Vitality sell various types of cover including:
- Life insurance
- Critical illness cover (known as Serious illness cover with Vitality)
- Income protection insurance
- Individual health insurance
- Business health insurance
Note: Vitality rewards are only available for Vitality Life, Vitality Health and Vitality business insurance customers.
What are Vitality Rewards?
Vitality rewards help to make Vitality’s life and health insurance policies even more affordable for their customers, by providing extra benefits and discounts. Vitality has a unique approach in which they reward their customers for making healthy lifestyle choices.
By making simple changes (or keeping up with your already active lifestyle), you can earn points which can be cashed in for various rewards and discounts. Vitality partners with a range of great High Street brands giving you a wide choice of options when claiming your rewards.
More information – Vitality – Vitality Rewards
Discounts & Rewards Partners
What rewards can I get with Vitality?
There are some brilliant rewards and discounts available for Vitality members, but the ones you can get will vary depending on your policy. Every Vitality policy will entitle you to some great rewards and if you have more cover with Vitality you can access even more rewards.
Some of the rewards you can claim through Vitality are:
Policy premium per month – £8-£25
If you have a Vitality policy where you pay between £8-£25 per month, you can claim rewards like:
- 50% discount from Runnersneed
- 75% discount at Champneys Spa
- 40% cashback with Peleton
- 40% discount from Garmin and Polar
- 50% off Vitality clothing at Nike
- 20% discount on Expedia
- 50% Vitality food at Caffe Nero
- 40% off Samsung and Withings
- 6 month membership to WeightWatchers for £30
Policy premium per month – £25 – 49.75
If you have a Vitality policy where you pay between £25-£49.75 per month, you can claim rewards like:
- 50% discount from Runnersneed
- 75% discount at Champneys Spa
- 40% cashback with Peleton
- 40% discount from Garmin and Polar
- 50% off Vitality clothing at Nike
- 20% discount on Expedia
- 50% Vitality food at Caffe Nero
- 40% off Samsung and Withings
- 6 month membership to WeightWatchers for £30
- Up to 50% discount at Nuffield Health
- Up to 50% discount at Pure Gym
Policy premium per month – £49.75 and above
If you have a Vitality policy where you pay £49.75 or more per month, you can claim rewards like:
- 50% discount from Runnersneed
- 75% discount at Champneys Spa
- 40% cashback with Peleton
- 40% discount from Garmin and Polar
- 50% off Vitality clothing at Nike
- 20% discount on Expedia
- 50% Vitality food at Caffe Nero
- 40% off Samsung and Withings
- 6 month membership to WeightWatchers for £30
- Up to 50% discount at Nuffield Health
- Up to 50% discount at Pure Gym
- The Apple Watch benefit (discount offer)
- FREE cinema tickets at VUE
- FREE cinema tickets at Odeon
- FREE drink once a week at Caffe Nero
- Healthy food discount at Waitrose
- Discount codes for Rakuten
- Cashback for purchases using American Express
- Discounts from Mr & Mrs Smith Holidays
How do Vitality Rewards work?
The main thing that you need to know is how Vitality rewards actually work, so you can start claiming your discounts as soon as possible. Vitality reward their customers as an incentive for healthy living. The first thing you’re going to need to do is to start recording daily activity on a wearable device that Vitality has approved (this is usually a smartwatch).
Here are some of the main devices that Vitality recommends:
Once you’ve paired your device up with your Vitality app, you can start recording your activity to earn your points. The more points that you earn, the higher Vitality status that you gain (and the higher your status is, the more rewards become available to you).
Silver
800 points for a single policy
1,200 points for a joint policy
Gold
1,600 points for a single policy
2,400 points for a joint policy
Platinum
2,400 for a single policy
3,600 points for a joint policy
How to earn Vitality reward points
You can claim Vitality reward points by taking part in various activities that will benefit your health. Every year you can earn up to 2080 points at most which can be used to claim whichever rewards you would prefer.
Here’s some examples of activities that Vitality approve:
- Working out in the gym (can earn up to 35 points a week, 5 points per day)
- Taking 7000 steps per day (can earn up to 40 points a week, 3 points per day)
- Taking 10,000 steps per day (can earn up to 40 points a week, 5 points per day)
- Taking 12,500 steps today (can earn up to 40 points a week, 8 points per day)
- 30 minutes of exercise per day where your heart rate is at max for 70% of your workout (can earn up to 40 points a week, 8 points per day)
- Burning 300 calories with 60 minutes of exercise (can earn up to 40 points a week, 8 points per day)
- Attending a 5K Vitality Parkrun (can earn up to 40 points a week, 8 points per day)
- Volunteering at 5K Vitality Parkrun (can earn up to 40 points a week, 8 points per day)
- Attending other Vitality events such as a 5K, 10K or half marathon
Other ways to earn points include:
- Using Weight Watchers Eat Well points
- Completing Vitality health checks, either online or in person (100 points for online health checks or non-smoker declarations and up to 600 points for full health checks in vitality partner pharmacies)
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Vitality Apple Watch Series 9 reward
One of the best known Vitality rewards offers is their Apple Watch promotion. With this particular reward, Vitality members can claim an Apple Watch series 9 from as little as £39 upfront.
Get An Apple Watch Series 9 And Save Money On Your Life And Health Insurance*
Earn AMAZING rewards including Apple Watch Series 9 from £39 upfront and nothing more to pay when you keep active
All you need to do to claim your Apple Watch series 9 is:
- Sign up for a Vitality Health or Vitality Life insurance policy
- Register for an account on the Vitality Member Zone
- Apply for your Apple Watch series 9*
- Use your Apple Watch to track your activity and start earning reward points**
- Use your points to claim brilliant rewards from Vitality’s chosen partners
* You can apply for your Vitality Health Insurance Apple Watch finance through your member zone individual login. Your Apple Watch credit agreement will be a 36 month 0% APR through Etika Finance Ltd. (subject to approval and satisfactory credit check).
** If you stay active and then you could pay £0 for the remaining 36 month agreement of your Apple Watch. People who don’t stay active can pay up to £9.50 per month depending on your Apple Watch model.
Find out more – Vitality Apple Watch Reward Series 9 2023
Are Vitality rewards worth it?
Most vitality customers will be happy with the rewards that are on offer. Some even find that they are saving money each month despite paying out for a life or health insurance policy, simply because of all the free items and discounts they can claim.
Vitality provide some brilliant incentives their customers to keep them at their best health wise. Vitality is especially good for people who already have an active lifestyle, and so don’t need to make any major changes to earn a decent amount of points.
What is the easiest way to get Vitality points?
Some of the simplest and quickest ways to earn Vitality rewards points are things like:
- Filling in an annual online health declaration (100 points)
- Filling in an annual online non-smoker declaration (100 points)
- Increasing your daily steps (up to 8 points per day for 12,500 steps)
- Volunteering at a Vitality Parkrun event (8 points)
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by Elizabeth Turner-Long - 9th August 2023
How do I contact Vitality rewards?
If you’re having trouble with your Vitality rewards or you simply want a bit of extra information, you should call Vitality’s rewards team directly. That team should be able to help you whether you’re trying to claim for Vitality Health rewards or Vitality Life rewards.
Here’s the main contact details if you want to talk about Vitality partners or rewards.
Vitality rewards contact number
Telephone – 0808 304 4374
Online (WhatsApp) – Vitality WhatsApp chat
Opening hours: 8.00am – 7.00pm Monday to Friday | 9.00am – 1.00pm Saturday
Note: Vitality also have a troubleshooting page on their website with answers to some of the most frequently asked questions they hear about Vitality rewards.
How do I sign up for Vitality Rewards?
All Vitality customers have access to the Vitality rewards scheme, the way that you sign up is to become a Vitality member. Vitality sell a range of different insurance policies, so the chances are they will be worn to suit your needs. You can buy insurance policies like:
- Life insurance
- Critical illness cover (known as serious illness cover with vitality)
- Income protection insurance
- Health insurance
if you want to learn more about Vitality policies and if they could be a good fit for you, speak to one of our helpful insurance experts for free, friendly advice.
