Posted 15 Sep 2020

Health insurance news

We’re proud to announce that we’re extending our health insurance panel to offer more choice and better cover to our customers. We now offer a comprehensive range of health insurance products from the UK’s biggest and best providers.

Health insurance is now more important than ever due to the recent issues faced by the NHS in England, Scotland and Wales. The demand for quality health insurance has increased as people become more aware of the need for cover.

Here’s some information about health insurance or private medical insurance (PMI) to help explain why you might want to consider cover.

Our health insurance partners

We’re delighted to welcome some of the UK’s top health insurance companies to our panel of insurers. Our health insurance partners include:

  • AXA PPP
  • Aviva
  • BUPA
  • The Exeter
  • Vitality Health

Why do I need health insurance?

As a result of the recent strain added to the NHS from Coronavirus, it’s more important than ever to get the right level of care. If you are ill or you need treatment then you might not get access to care as quickly as you need.

Health insurance makes sure that you get access to the best care from private doctors and specialists.

You also avoid long NHS waiting times which can be costly be personally and to your health.

What is health insurance?

Health insurance is a type of insurance policy which provides cover for the cost of private healthcare. The policy works in the same way as most types of insurance, you pay a monthly or annual premium, and your insurer (provider) pays out for a claim. In this case, a claim would be the cost of some or all of your private medical treatment.

A health insurance policy can be taken out as either a single policy for you, or joint policy to cover you and your partner. It can be easier and more cost effective to take out a joint policy, this means you’ll also only have one policy and one insurer to deal with.

What are the reasons for taking out health insurance?

Waiting times

Currently the waiting times for treatment on the NHS are increasing which can be extremely costly for your health. The longer you are made to wait for treatment, the higher the risk of longer lasting damage to your health

Treatment

Health insurance provides a far greater amount of treatment options and a wider choice for you and your family. There can be treatments that are available through your health insurance provider which aren’t available on the NHS

Comfort

As a health insurance customer, you’ll be treated in private hospitals which will offer a higher standard of facilities. This can include your own personal room with extremely comfortable surroundings

What does health insurance cover me for?

We offer a range of levels of health cover which can include a number of different options, depending on what you need. We can also create a package for you and your family which is more affordable

Bronze

A bronze health insurance package will include inpatient cover which will pay for treatment during hospital inpatient care

Silver

Will include inpatient (bronze) treatment as well as generally providing cover for outpatient care as well

Gold

This is a more comprehensive level of cover which would provide inpatient and outpatient cover, as well as full therapies cover and other types of specialist treatments (e.g. mental health, dental care and physiotherapy)

Are you interested in getting a quote for health insurance?

If you’re unsure and just want to know more then you can speak to one of our team of health insurance experts. You can contact iam|INSURED free on 0800 009 6559 or complete our enquiry form

Daniel Sharpe-Szunko