WHAT IS HEALTH INSURANCE? Health insurance gives you and your family access to private medical care. You will also avoid long delays and that are regularly a problem for people needing treatment through the NHS… so you don’t need to worry or put your life on hold. You might also know this as PRIVATE MEDICAL INSURANCE which is the older term for this type of cover. Historically this type of insurance policy has been expensive but things have changed over the past several years to make it more accessible. Health insurance enables you to get access to quicker diagnosis to start treatment almost immediately. There are many different types of Health Insurance to suit everyone’s requirements and budgets so it’s extremely flexible. Comparing medical insurance has never been quicker, easier and as flexible as it is now. HOW DOES HEALTH INSURANCE WORK? A private health insurance policy works in the same way as most other types of insurance you will already hold such as your car or home insurance. You will pay a monthly or an annual premium for this protection and your cover will be based on the level and type of insurance that you need. The cost of cover depends on your age, how much cover you need, which type of cover you want and the insurer that you select. There are a wide range of options to make the cover suit your needs and to fit your monthly budget. WHAT DOES HEALTH INSURANCE COVER? Most Health Insurance policies will typically offer cover for the cost of treatment for acute medical conditions. You can also get additional benefits for hospital inpatient, outpatient and day patient cover, depending on which level of cover you need.Cover options will include: Physiotherapy Cancer treatment Psychiatric referrals Dental cover Optical protection Nursing home care