About iam|INSURED and why we’re different

We specialise in life insurance for people with medical conditions, dangerous jobs or hazardous activities or hobbies. We believe that everyone should be treated equally and that everyone has a right to be able to get life insurance. We’re proud to be different and we want to help everyone to get the cover they need to protect their loved ones.

Life Insurance for Construction Industry Workers

· Price match promise*

· FREE expert advice

· Protect your family from £5 per month

· Cover from the UK’s top insurers

· No obligation quote

· Hassle free service

· Various cover options

· Discounts and rewards from TOP brands

Construction Industry Workers, get a low-cost life policy

Speak to one of our team of specialist construction industry worker life insurance experts to get the cover you need with some incredible rewards and benefits from the likes of Apple, Starbucks, Amazon and many more.

What is life insurance?

Life insurance is one of the most straight forward types of insurance or personal protection policies that you can buy because of the very simple way that it pays out a tax free lump sum. Generally there are only two ways that you would ever make a claim on a life insurance policy which are:

Upon death

If you were to pass away then your children, partner or spouse would claim the tax free cash benefit of the life insurance policy that you have in place. This can be used for things like to pay off the mortgage or an amount to cover the loss of your income.

Diagnosis of a terminal illness

Some life insurance policies have a built in benefit called ‘terminal illness’ which is designed to pay out for anyone diagnosed with a terminal illness with less than 12 months to live. This simply enables that individual to arrange their personal affairs and to ensure that the proceeds of the policy are paid to the people that they want.

Generally a life insurance policy will pay out a tax free cash lump sum which also means that the benefits will not form part of the policy holders estate.

The benefits of life insurance