About iam|INSURED and why we’re different

We're experts in life insurance and health insurance, especially for people with medical conditions, dangerous jobs and hazardous activities. We've helped thousands of families to get the best protection over the past 20 years and make sure that they pay a 'fair price'. Everyone is different and their financial needs are unique to them... which is why we treat everyone as individuals and do our best t help. We're also rated 4.9 out of 5.0 by our customers

Life Insurance for Electricians

  • Price match promise*
  • FREE expert advice
  • Protect your family from £5 per month
  • Cover from the UK’s top insurers
  • No obligation quote
  • Hassle free service
  • Various cover options
  • Discounts and rewards from TOP brands

Electricians, get a low-cost life policy

Speak to one of our team of specialist electrician life insurance experts to get the cover you need with some incredible rewards and benefits from the likes of Apple, Starbucks, Amazon and many more.

What is life insurance?

Life insurance is one of the most straight forward types of insurance or personal protection policies that you can buy because of the very simple way that it pays out a tax free lump sum. Generally there are only two ways that you would ever make a claim on a life insurance policy which are:

Upon death

If you were to pass away then your children, partner or spouse would claim the tax free cash benefit of the life insurance policy that you have in place. This can be used for things like to pay off the mortgage or an amount to cover the loss of your income.

Diagnosis of a terminal illness

Some life insurance policies have a built in benefit called ‘terminal illness’ which is designed to pay out for anyone diagnosed with a terminal illness with less than 12 months to live. This simply enables that individual to arrange their personal affairs and to ensure that the proceeds of the policy are paid to the people that they want.

Generally a life insurance policy will pay out a tax free cash lump sum which also means that the benefits will not form part of the policy holders estate.

The benefits of life insurance