Gas engineer life insurance
Life insurance and critical illness cover is a policy that is designed to protect you and your family if anything happens to you.
You should consider life insurance to protect your children and your mortgage against financial loss. If you are concerned about what might happen to your family if you are not able to work or if you’re not around then you should consider protection.
There are currently over 120,000 certified gas engineers in the UK according to the Gas Safe Register.
"This company went above & beyond to get me cover even though I have MS, I am very happy I managed to get cover, Amazing staff, Dean went above & beyond, I highly rate this company."
by Elizabeth Turner-Long - 9th August 2023
Does life insurance cover gas engineers?
YES – if you die either during work or outside of your job then your family will be able to claim on your life insurance.
Your loved ones will receive a cash lump sum if you pass away that can be used to clear outstanding debts, pay school fees and pay for the cost of living. Life insurance is designed to ease any financial burden against the loss of a family member and household income.
Some of the main risks for gas engineers include:
- Hazardous equipment and materials
- Working at height (above 12 metres)
Will critical illness cover payout for gas engineers?
YES – a critical illness cover policy will provide you and your family with a payout if you are diagnosed with a serious illness.
There are usually roughly 50 medical conditions that are covered by this type of insurance policy. The most common reasons for people claiming on serious illness cover policies is:
- Heart Attack
- Multiple Sclerosis
- Musculoskeletal issues
The most common reason for taking out critical illness cover is to pay out for things like:
- School fees
A gas engineer can take out critical illness cover for them to make sure that they do not struggle financially if they are unable to work due to serious illness.
How much is life insurance for gas engineers?
Your life insurance premiums will be based on a number of key areas that will determine how much you will pay each month.
The main elements that determine the cost of your life cover are:
- Your age
- Amount of cover (£’s)
- Term of policy (years)
- Smoker status
- Type of cover (e.g. Level, Decreasing, or Critical Illness Cover)
About life insurance for gas engineers
You can also get more information about life insurance by visiting our Life Insurance guide section on our website.
We are also delighted to be able to offer you a fully automated online application that means you can get cover online. If you don’t want to speak to anyone then this is a quick and easy way to get the best cover for you and your family.
About critical illness cover for gas engineers
It is definitely worth considering getting critical illness cover to protect you financially if anything serious happens in the future.
This type of cover can be the difference between financial security and serious financial stress if you are diagnosed with a critical illness. You should make sure that you at least look at the costs of this type of cover and see what options are available.