Guaranteed Insurance

Speak to one of our team of life insurance experts to get the cover you need with some incredible rewards and benefits from the likes of Apple, Starbucks, Amazon and many more.

What is guaranteed insurance?

Iam Insured offers a guaranteed insurability option on all life insurance quotes, this will give you the option of increasing your insurance benefit on your health or life insurance policy in the future. This will mean that depending on your current circumstances you can increase the pay-out on your insurance without the need of any further medical examinations.

What is guaranteed insurance?

Iam Insured offers a guaranteed insurability option on all life insurance quotes, this will give you the option of increasing your insurance benefit on your health or life insurance policy in the future. This will mean that depending on your current circumstances you can increase the pay-out on your insurance without the need of any further medical examinations.

You can request increase you cover at any time, but the most common reasons are as follows:

  • Recently been married or entered into a civil partnership
  • Gave birth to a child, adopted a child or became the legal guardian of a child
  • You have been given a pay rise by either change of employer or a promotion
  • There has been an increase in your mortgage, this can be due to buying a new home or devolving your existing home

With most insurers you will have a limit of 3 months from the date of the changed circumstances to request the change of cover.

If your circumstances are to change in the future i.e. you start a family, take out a mortgage, increase in salary etc then you will probably want to look at taking out more cover for all the extra responsibilities that are now in your life.

By having guaranteed insurability you can change your cover as and when you need to. No further underwriting will be required making the process quick and easy.

If you decide to select this option, you will also not be required to apply for a new policy with the extra cover you need. When applying for a new policy you will likely have to pay more for the premium, this will be down to your increased cover requirement and your older age.

Our team of insurance experts will help you to get some of the best deals from the UK’s top companies to save you money.

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